Pick the path that matches your need today. You can always switch later.
Upload holdings — get rebalancing + a per-scheme suitability verdict
For someone who already has a mutual fund portfolio or active SIPs and just wants to know if their allocation is on target and which schemes are working. Pick a target risk profile to see current-vs-target rebalancing (Increase / Hold / Reduce per bucket), plus a per-scheme verdict with a same-category alternative when a score is weak. No goals or 12-question profile needed.
Goals, risk profile, allocation, rebalancing, goal-fund mapping, client report
For a complete advisory engagement. Captures basic details, the 12-question v7.2 risk questionnaire (with the lower-of-two capacity-vs-tolerance rule), life goals with horizons and inflation, existing assets and SIPs, liabilities and EMIs. The workbench then produces asset allocation, rebalancing, portfolio check-up, goal-fund mapping, recommendations, an action plan, and a printable client report.
